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Conventional wisdom says that since Americans are living longer, we should work longer too - and that 401ks are the best tool for funding whatever retirement we can hope to afford. For guidance in these unsettled days, we corralled some of the best minds in investing. What we got was wisdom, perspective, reassurance - and a couple of TV viewing suggestions. Patrick and Laura Matheny began saving early for their children's college education. Question I am a financial adviser, and I feel it's easy for you to be critical of our practices when you are at your desk and not in the field trying to help actual human beings. After stashing some $50, 000 in college savings accounts for their son Daniel, now 20, and their daughter Natalie, 18, they began paying down their mortgage in earnest with the intention of tapping their home equity once the bills began rolling in. Can't you find just one testimonial or write one article reflecting a scenario and there are a lot of them, believe it or not in which an
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